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Please note May 28th, the Independence Day of the First Republic of Armenia, will be a non-working day for all branches.05/23/2025 10:10:00 am
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Loans Without Collateral Rocket Line Rocket loans/credit lines Credit Lines Profi Student Loan Micro loans “Jerm Ojakh” Collateral Loans Consumer loan Refinancing loans secured with real property Loans secured by cash collateral and bonds Loans with Pledge of Gold Gold Standard Package IDgold Mortgage Loans Package IDhome For the purchase. Young families For the purchase. National mortgage company For the purchase. Own resources For the purchase. Duryan House Residential Area Renovation Mortgage Loans. National mortgage company Renovation Mortgage Loans. Own resources Energy-Efficient Renovation Mortgage Loans Mortgage Loans for the Diaspora Mortgage Loan Refinancing
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Deposits
Safe With the right to replenish Without the right to replenish On demand Demand deposit
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Money Transfers Card to card international transfers Transfers in the RA and outside the RA Money transfers from IDBank to IDpay Transfer payment systems Moneytun INTELIEXPRESS Ria Money Transfer MoneyGram
Additional services
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Accounts Bank accounts Trading Account Saving account Social package Unallocated metal accounts Honorary accounts Escrou accounts Other idcoin Tariffs Safe deposit boxes Functions of state bodies Insurance IDBank Reference Rate (IBRR) Shopping Mix, Shopping Max, Shopping Pro Order a reference
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Renovation Mortgage Loans. National mortgage company

Renovation Mortgage Loans. National mortgage company

Renovate your real estate through the National Mortgage Company

Apply
Currency
֏
Interest rate
Starting from 13.5%
Repayment term
Up to 180 months
Loan maximum amount
Up to 35,000,000 ֏

General

General
Tariffs
Documents
Renovation Mortgage Loans. National mortgage company

Renovation mortgage loans

Renovate your real estate with profitable mortgage loans provided by IDBank. Get the mortgage loans financed by "National Mortgage Company" RCO CJSC program, the Bank's own funds.
Loans are provided to individuals for the renovation of residential real estate

Advantages

Long repayment period
Pay off in up to 180 months
Low interest rate
Annual nominal interest rate starts from 13.5%

Choose a loan

AMD
Loan amount

You need to choose the loan amount you prefer from the scale below.

I AMD
3 000 000 3 500 000 AMD
Loan term, months

You need to choose the loan term that you prefer from the scale below.

60 months 180 months
Prepayment amount

You need to choose the preferred loan down payment from the scale below

0% 25% 50% 75% 100%
Payment type

fixed monthly installments, where the monthly payment throughout the repayment period remains the same and consists of a portion of loan and a portion of interest.

Monthly payment
-
Interest rate
-

This calculation is informative character and can be changed.

You may be interested in

For the purchase. National mortgage company
Purchase your real estate through the National Mortgage Company

Low interest rate
Annual nominal interest rate starts from 13%
interest rate lower by 0.25%
In case of joining IDsalary package
Long repayment period
Pay off in up to 240 months
Apply
More detail

You may be interested in

For the purchase. Young families
Purchase your real estate with Affordable Housing for young families

Low interest rate
Annual nominal interest rate starts from 7.4 %
interest rate lower by 0.25%
In case of joining IDsalary package
Apply
More detail

You may be interested in

Micro loans “Jerm Ojakh”
Save your energy costs with the help of an affordable loan

Low interest rate
The interest rate is lower than the interest rate of consumer loans -14% only in most cases.
Long term maturity
Repay the loan during up to 84 months.
Further savings
The amount you saved further due to energy saving systems may cover the significant part of the loan
Apply
More detail

Compare products

Renovation Mortgage Loans. National mortgage company
Renovation Mortgage Loans. National mortgage company
Annual nominal interest rate starts from 13.5%
Pay off in up to 180 months
For the purchase. National mortgage company
Renovation Mortgage Loans. Own resources
Annual nominal interest rate starts from 13%
In case of joining IDsalary package interest rate lower by 0.25%
Pay off in up to 240 months
Apply
More detail
2 options of interest repayment are available
Maximum loan amount is 125 000 000 AMD/250 000 USD
The loan is available in Armenian drams and US dollars
Apply
More detail

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0% and without additional fees.

More detail
Renovation Mortgage Loans. National mortgage company - Special offers
Information bulletin

Tariff archive

Tariffs valid from 01․08․23-05․09․24
1.97 MB
Tariffs valid from 13․05․23-31․07․23
1.93 MB
Tariffs valid from 19.04.23-12․05․23
1.91 MB
Tariffs valid from 06.02.23-18.04.23
384.49 KB
Tariffs valid from 14․11․22-06․02․23
366.63 KB
Tariffs valid from 14․07․22-14․11․22
190.93 KB
Tariffs valid from 30․03․22-14․07․22
191.69 KB
Required documents
30.83 KB

Apply now

Starting from 13.5%
Up to 180 months repayment period

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