Renovation Mortgage Loans. Own resources

Renovation Mortgage Loans. Own resources

Renovate your real estate with an affordable mortgage loan financed with Bank's own funds

Currency
֏, $
Interest rate
Starting from 10%
Repayment term
Up to 120 months
Loan maximum amount
Up to 125,000,000 ֏/250,000 $

General

General
Tariffs
Documents
Renovation Mortgage Loans. Own resources

Renovation mortgage loans

Renovate your residential real estate with profitable mortgage loans provided by IDBank, directly financed with the Bank's own funds.
Get a loan in AMD or USD*, starting from 10% annual nominal interest rate.
*-Loans in USD are provided exclusively/solely to physical entities who are not residents of the Republic of Armenia.

Advantages

Choice of currency
The loan is available in Armenian drams and US dollars
Fixed or floating interest rate
2 options of interest repayment are available
High limit
Maximum loan amount is 125 000 000 AMD

Choose a loan

AMD
USD
Loan amount

You need to choose the loan amount you prefer from the scale below.

I AMD
Loan term, months

You need to choose the loan term that you prefer from the scale below.

60 months 120 months
Prepayment amount

You need to choose the preferred loan down payment from the scale below

0% 25% 50% 75% 100%
Payment type

fixed monthly installments, where the monthly payment throughout the repayment period remains the same and consists of a portion of loan and a portion of interest.

This calculation is informative character and can be changed.

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Rocket online loan
Get a loan of up to 10 million AMD at a rocket speed

Express provision
Loan approval takes up to 5 minutes
Online approval
You should apply online to get the limit without visiting the Bank and without any documentation
0 documenting
There is no need to submit any documents

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Low interest rate
The interest rate is lower than the interest rate of consumer loans -14% only in most cases.
Long term maturity
Repay the loan during up to 84 months.
Further savings
The amount you saved further due to energy saving systems may cover the significant part of the loan

Compare products

Renovation Mortgage Loans. Own resources
Renovation Mortgage Loans. Own resources
2 options of interest repayment are available
Maximum loan amount is 125 000 000 AMD/250 000 USD
The loan is available in Armenian drams and US dollars
For the purchase. Own resources
Renovation Mortgage Loans. National mortgage company
Rocket Line - Up to AMD 10 000 000
The loan is available in Armenian drams
In case of joining IDsalary package interest rate lower by 0.25%
Pay off in up to 240 months
Credit line - In the amount of up to 5% of the mortgage loan
Annual nominal interest rate starts from 13.5%
Pay off in up to 180 months

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, without any interest rate or additional payment. with an actual interest rate of 0% and without additional fees.

Renovation Mortgage Loans. Own resources - Special offers

Tariff archive

Tariffs valid from 01․08․23-05․09․24
1.97 MB
Tariffs valid from 13․05․23-31․07․23
1.93 MB
Tariffs valid from 19.04.23-12․05․23
1.91 MB
Tariffs valid from 06․02․23-18.04.23
384.49 KB
Tariffs valid from 14․11․22-06․02․23
366.63 KB
Tariffs valid from 14․07․22-14․11․22
190.93 KB
Tariffs valid from 30․03․22-14․07․22
191.69 KB
Required documents
30.83 KB

Apply now

Starting from 10%
Up to 120 months repayment period

Code
+374 (Armenia)
+7 (Russia)
+375 (Belarus)
+32 (Belgium)
+1 (USA)
+1 (Canada)
+49 (Germany)
+86 (China)
+995 (Georgia)
+33 (France)
+39 (Italy)
+34 (Spain)
+971 (UAE)
+44 (United Kingdom)
+386 (Slovenia)
+421 (Slovakia)
Branch
"Arabkir" branch
"Nor Nork" branch
"Centre" branch
"Hrazdan" branch
"Armavir" branch
IDBank Head Office
Vanadzor branch
"Echmiadzin” branch
Davtashen branch
Gyumri branch
Abovyan branch
“Vardanants” branch
"Shengavit" branch
"Malatia" branch
"Baghramyan" branch
"Erebuni" branch
"Old Yerevan" branch
«Artashat» branch
"Kapan" branch
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/THE BANK SUPERVISED BY THE CENTRAL BANK OF ARMENIA/
Information updated 11.06.2025 02:28
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