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Student Loan
The interest rate is lower than the interest rate of consumer loans - 9% only
The loan is provided without any commissions
Repay the principal amount after graduation
Repay the loan during up to 10 years
Rocket loans/credit lines
Profi
Rocket online loan
The loan is being approved within a few minutes
You apply online to get the limit without visiting the bank and without paperwork
The loan is provided without any commissions
Use the amount free of interest up to the 25th day of the following month.
Maximum loan amount is 10 000 000 AMD
Interest rate is lower than for the other credit lines - 14-18 % only
The loan is provided without any commissions
Loan approval takes up to 5 minutes
You should apply online to get the limit without visiting the Bank and without any documentation
There is no need to submit any documents
The loan is provided without any commissions
Special offer
Rocket Loan
Get a loan of up to 5 million AMD at a rocket speed, without any commission and income proof document. Apply with Idram&IDBank application or IDBanking.am platform, and get the loan directly in the application within 5 minutes. Download the Idram&IDBank app in the App Store or Google Play Store at https://idram.app.link/idram
Answer: No, the loan amount is directed for payment of tuition fees for Bachelor, Master, and clinical residency students of RA state or RA state accredited higher educational institutions.
Answer: A loan is provided for each academic year with a maximum tuition fee of one year. In general, a loan can be provided for four academic years.
Answer ․ You need at least one guarantor to get a student loan.
Answer․ The guarantor or at least one of the guarantors, if there are more than 1 guarantor, must be your parent/guardian (the third person can be the guarantor for bilateral orphan or for adult students).
Answer․ The guarantor or at least one of the guarantors, if there are more than 1 guarantor, must have an income.
Answer․ The state subsidizes 2% for all students and 3% for students who have excelled in the previous academic year.
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0% commission
Up to 10 years repayment period
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