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Package IDgold
Visa Gold debit card - discount of 50%
Rocket Line - Provided to the borrower in the amount of up to 10% of the loan
Insurance - Free insurance for accidents
Gold Standard
The loan is available in Armenian drams
Starting from only 16%
The loan is approved on the day of application
Special offer
Gold standard
Quickly get a loan secured by gold on favorable terms, starting from 12% annual interest rate for up to 60 months.
Information bulletin of "IDgold package" loans Answer․ The actual interest rate includes the actual costs incurred by the customer for servicing the loan. The loan schedule reflects the interest payable, the principal amount and service fee, if any.
Answer․ any individual with a citizenship, whose age at the date of loan disbursement is not less than 18 years and by the time of loan repayment does not exceed 70 years, can be a borrower.
Answer․ The bank does not provide loan against white gold, as well as for jewelry, in which white gold is more than 30%, or if it is impossible to evaluate the jewelry without the weight of white gold.
Answer. The Bank does not provide loans for the artistic value of gold items, precious and semi-precious stones attached to gold items. The subject of the pledge can be standardized gold bars, gold jewelry, gold scrap.
Answer․ The bank can provide you with 100% of the estimated value of your gold items. However, if your credit history meets the requirements of the Bank, the loan/collateral ratio can be unlimited.
Answer․ The “IDgold” package is a set of services provided for customers, who want to receive gold secured loan.
The following services are provided within the framework of the package on beneficial terms:
✓ Rocket Line up to 10% of gold secured loan;
✓ Visa Gold card with50% discount on annual service fee;
✓ Free bank account in AMD;
✓ Free accident insurance
Within the framework of the package, the customer is given the opportunity to purchase a standardized gold bar from the Bank with a deferred payment, and to pledge it together with gold items.
Within the framework of the package, you also have the opportunity to transfer your gold secured loan/loans maintained by another organization without paying the principal, interest, and package service fee for the first three months.
The price of gold within the “IDgold” package is higher than the prices offered by the main banks in the market.
The following services are provided within the framework of the package on beneficial terms:
✓ Rocket Line up to 10% of gold secured loan;
✓ Visa Gold card with50% discount on annual service fee;
✓ Free bank account in AMD;
✓ Free accident insurance
Within the framework of the package, the customer is given the opportunity to purchase a standardized gold bar from the Bank with a deferred payment, and to pledge it together with gold items.
Within the framework of the package, you also have the opportunity to transfer your gold secured loan/loans maintained by another organization without paying the principal, interest, and package service fee for the first three months.
The price of gold within the “IDgold” package is higher than the prices offered by the main banks in the market.
Answer: No, the package can be valid until you apply to the Bank to close it. The services included in the package will be available for the whole period.
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Free accident insurance
Visa Gold debit card with 50% discount
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