Gold Standard

Gold Standard

Get beneficial loans secured with gold

Currency
֏
Interest rate
16%-19%
Repayment term
3-60 months
Loan maximum amount
30,000,000 ֏

General

General
Tariffs
Documents
FAQ
Gold Standard

Gold Standard

Get Gold secured loans quickly with beneficial terms from 16% annual interest rate for the term of up to 60 months.
Moreover, lending to individuals engaged in gold trade and/or production is carried out at a down payment of 0 AMD. Transfer of loans secured by gold from other Banks or financial organizations, there is also carried out at 0 AMD commission, if the customer submits a loan repayment receipt of up to 5 working days.

Express provision
The loan is approved on the day of application
Low interest rate
Starting from only 16%

Choose a loan

AMD
Loan amount

You need to choose the loan amount you prefer from the scale below.

I AMD
Loan term, months

You need to choose the loan term that you prefer from the scale below.

12 months 60 months
Type of pledge
Payment method

fixed monthly installments, where the monthly payment throughout the repayment period remains the same and consists of a portion of loan and a portion of interest.

This calculation is informative character and can be changed.

You may be interested in

Package IDgold
Use the advantageous IDgold package, provided for borrowers using gold secured loans

Visa Gold debit card
discount of 50%
Rocket Line
Provided to the borrower in the amount of up to 10% of the loan
Insurance
Free insurance for accidents

Compare products

Gold Standard
Gold Standard
The loan is available in Armenian drams
Starting from only 16%
The loan is approved on the day of application
Package IDgold
Visa Gold debit card - discount of 50%
Rocket Line - Provided to the borrower in the amount of up to 10% of the loan
Insurance - Free insurance for accidents

Special offer

IDgold

Use the IDgold package of services for borrowers of gold-secured loans. The package includes favorable terms for the loan, Premium class debit card with 50% discount, Rocket Line digital limit and a bank account with preferential terms.

Gold Standard - Special offers

Tariff archive

Tariffs valid from 29․04․24-10․06․24
193.87 KB
Tariffs valid from 13.09.22
224.90 KB
Tariffs valid from 18.08.21-19.11.21
230.93 KB
Required documents
74.39 KB
Answer․ The actual interest rate includes the actual costs incurred by the customer for servicing the loan. The loan schedule reflects the interest payable, the principal amount and service fee, if any.
Answer․ any individual with a citizenship, whose age at the date of loan disbursement is not less than 18 years and by the time of loan repayment does not exceed 70 years, can be a borrower.
Answer․ The bank does not provide loan against white gold, as well as for jewelry, in which white gold is more than 30%, or if it is impossible to evaluate the jewelry without the weight of white gold.
Answer. The Bank does not provide loans for the artistic value of gold items, precious and semi-precious stones attached to gold items. The subject of the pledge can be standardized gold bars, gold jewelry, gold scrap.
Answer․ The bank can provide you with 100% of the estimated value of your gold items. However, if your credit history meets the requirements of the Bank, the loan/collateral ratio can be unlimited.

Apply now

Up to 30,000,000 AMD loan amount
Starting from only 16%

Code
+374 (Armenia)
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Branch
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"Kapan" branch
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/THE BANK SUPERVISED BY THE CENTRAL BANK OF ARMENIA/
Information updated 09.06.2025 11:29
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