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Please note May 28th, the Independence Day of the First Republic of Armenia, will be a non-working day for all branches.05/23/2025 10:10:00 am
Dear Customers, we would like to inform you that changes have been made to the information bulletins of IDBank’s payment cards, which will come into effect on June 2, 2025. 05/16/2025 10:08:00 pm
Please be informed that Labor Day, May 1, is a non-working day. On this day, the Bank's Head Office and branches will not provide customer service.04/29/2025 11:13:00 am
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Deposits
Safe With the right to replenish Without the right to replenish On demand Demand deposit
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Transfers
Money Transfers Card to card international transfers Transfers in the RA and outside the RA Money transfers from IDBank to IDpay Transfer payment systems Moneytun INTELIEXPRESS Ria Money Transfer MoneyGram
Additional services
Additional services
Accounts Bank accounts Trading Account Saving account Social package Unallocated metal accounts Honorary accounts Escrou accounts Other idcoin Tariffs Safe deposit boxes Functions of state bodies Insurance IDBank Reference Rate (IBRR) Shopping Mix, Shopping Max, Shopping Pro Order a reference
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Refinancing loans secured with real property

Refinancing loans secured with real property

Refinancing of loans secured with real estate

Apply
Currency
֏
Interest rate
Starting from 15,5%
Repayment term
Up to 180 months
Loan maximum amount
Up to 125,000,000 ֏/ 250,000$

General

General
Tariffs
Documents
Refinancing loans secured with real property

Refinancing of loans secured with real estate

Transfer your loan secured with real estate to IDBank and repay it under better terms. Get up to a 2% reduction on your current loan interest rate and 1% cashback on the transferred loan amount in the form of idcoins.
* idcoin is subject to taxation in accordance with the law.



Advantages

2% reduction
On the loan interest rate
1% cashback
On the transferred loan amount
0% commission
The new loan comes with no one-time commission fee

Choose a loan

AMD
USD
Loan amount

You need to choose the loan amount you prefer from the scale below.

I AMD
2 500 000 125 000 000 AMD
Loan term, months

You need to choose the loan term that you prefer from the scale below.

36 months 120 months
Type of pledge
Payment method

fixed monthly installments, where the monthly payment throughout the repayment period remains the same and consists of a portion of loan and a portion of interest.

Monthly payment:
-
Interest rate
-

This calculation is informative character and can be changed.

You may be interested in

Consumer loan
Get mortgage loans with or without your income proof

Providing a credit line
Up to 5% of the loan, not more than 5,000,000 AMD
0% commission
The loan is provided without up- front fee
High limit
The maximum loan amount is 125,000,000 AMD
Apply
More detail

You may be interested in

Bond secured loans
Get a loan or credit line secured by your bonds.

Low Interest rate
Starting from 6.8 %
Choice of currency
The loan is provided in the same currency in which the deposit
Up to 45 days grace period
Use the money free of interest until the 15th of the following month
More detail

You may be interested in

Credit Lines
Get a profitable credit line with Visa or Mastercard credit card

Up to 45 days grace period
Use the amount free of interest up to the 15th day of the following month.
High limit
Maximum loan amount is 10 000 000 AMD
Low interest rate
Interest rate is lower than for the other credit lines - 15-16 % only
Apply
More detail

You may be interested in

Loans secured by cash collateral and bonds
Get a loan or credit line up to 95% of your deposit/bond

Low Interest rate
Starting from 8.28 %
High limit
The maximum loan amount is 250,000,000 AMD
Up to 45 days grace period
Use the money free of interest until the 15th of the following month
Apply
More detail

Compare products

Refinancing loans secured with real property
Refinancing loans secured with real property
Starting from 15,5%
The loan is provided without up- front fee
The maximum loan amount is 125,000,000 AMD
Consumer loan
Bond secured loans
Loans secured by cash collateral and bonds
Up to 5% of the loan, not more than 5,000,000 AMD
The loan is provided without up- front fee
The maximum loan amount is 125,000,000 AMD
Apply
More detail
Starting from 6.8 %
The loan is provided in the same currency in which the deposit
Use the money free of interest until the 15th of the following month
More detail
Starting from 8.28 %
The maximum loan amount is 250,000,000 AMD
Use the money free of interest until the 15th of the following month
Apply
More detail

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0% and without additional fees.

More detail
Refinancing loans secured with real property - Special offers
Information Bulletin

Tariff archive

Tariffs valid from 15.02.23-24.03.25
365.13 KB
Required documents
132.29 KB

Apply now

Up to 180 months repayment period

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Information updated 03.04.2025 10:42
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