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Please note May 28th, the Independence Day of the First Republic of Armenia, will be a non-working day for all branches.05/23/2025 10:10:00 am
Dear Customers, we would like to inform you that changes have been made to the information bulletins of IDBank’s payment cards, which will come into effect on June 2, 2025. 05/16/2025 10:08:00 pm
Please be informed that Labor Day, May 1, is a non-working day. On this day, the Bank's Head Office and branches will not provide customer service.04/29/2025 11:13:00 am
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Loans Without Collateral Rocket Line Rocket loans/credit lines Credit Lines Profi Student Loan Micro loans “Jerm Ojakh” Collateral Loans Consumer loan Refinancing loans secured with real property Loans secured by cash collateral and bonds Loans with Pledge of Gold Gold Standard Package IDgold Mortgage Loans Package IDhome For the purchase. Young families For the purchase. National mortgage company For the purchase. Own resources For the purchase. Duryan House Residential Area Renovation Mortgage Loans. National mortgage company Renovation Mortgage Loans. Own resources Energy-Efficient Renovation Mortgage Loans Mortgage Loans for the Diaspora Mortgage Loan Refinancing
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Money Transfers Card to card international transfers Transfers in the RA and outside the RA Money transfers from IDBank to IDpay Transfer payment systems Moneytun INTELIEXPRESS Ria Money Transfer MoneyGram
Additional services
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Accounts Bank accounts Trading Account Saving account Social package Unallocated metal accounts Honorary accounts Escrou accounts Other idcoin Tariffs Safe deposit boxes Functions of state bodies Insurance IDBank Reference Rate (IBRR) Shopping Mix, Shopping Max, Shopping Pro Order a reference
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Loans secured by cash collateral and bonds

Loans secured by cash collateral and bonds

Get a loan or credit line up to 95% of your deposit/bond

Apply
Currency
֏
Interest rate
Deposit/bond % + 3%
Loan maximum amount
Up to 250 000 000 ֏

General

General
Tariffs
Documents
Loans secured by cash collateral and bonds

Loans secured by financial assets

Get a profitable loan against cash /bond security.
You can pledge your deposit, bond, money in your bank accounts. You can repay the interest on the loan by annuity, spiral, preferential and discount methods.
The loan interest rate is only 3% higher than the applicable annual interest rate on the pledged funds.

Advantages

Get a loan or credit line up to the amount of your deposit/bond

High limit
The maximum loan amount is 250,000,000 AMD
Low Interest rate
Starting from 8.28 %
Up to 45 days grace period
Use the money free of interest until the 15th of the following month

Choose a loan

AMD
USD
Euro
RUR
Loan amount

You need to choose the loan amount you prefer from the scale below.

I AMD
0 250 000 000 AMD
Loan term, months

You need to choose the loan term that you prefer from the scale below.

1 months 36 months
Type of pledge
Bond %
Payment method

fixed monthly installments, where the monthly payment throughout the repayment period remains the same and consists of a portion of loan and a portion of interest.

Monthly payment:
-
Interest rate
-

This calculation is informative character and can be changed.

You may be interested in

Consumer loan
Get mortgage loans with or without your income proof

Providing a credit line
Up to 5% of the loan, not more than 5,000,000 AMD
0% commission
The loan is provided without up- front fee
High limit
The maximum loan amount is 125,000,000 AMD
Apply
More detail

Compare products

Loans secured by cash collateral and bonds
Loans secured by cash collateral and bonds
Starting from 8.28 %
The maximum loan amount is 250,000,000 AMD
Use the money free of interest until the 15th of the following month
Consumer loan
Up to 5% of the loan, not more than 5,000,000 AMD
The loan is provided without up- front fee
The maximum loan amount is 125,000,000 AMD
Apply
More detail

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0% and without additional fees.

More detail
Loans secured by cash collateral and bonds - Special offers
Information bulletin

Tariff archive

Tariffs valid from 12․06․24-22․12․24
239.24 KB
Tariffs valid from 06․02․23-11․06․24
1.33 MB
Tariffs valid from 14․11․22-06․02․23
1.33 MB
Required documents
79.71 KB

Apply now

Low interest rate, starting from only 8.28%

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Information updated 26.03.2025 05:18
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