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Please note May 28th, the Independence Day of the First Republic of Armenia, will be a non-working day for all branches.05/23/2025 10:10:00 am
Dear Customers, we would like to inform you that changes have been made to the information bulletins of IDBank’s payment cards, which will come into effect on June 2, 2025. 05/16/2025 10:08:00 pm
Please be informed that Labor Day, May 1, is a non-working day. On this day, the Bank's Head Office and branches will not provide customer service.04/29/2025 11:13:00 am
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Debit Visa Gold debit Visa Signature debit Visa Infinite debit Credit Visa Platinum Credit Visa Signature credit Visa Infinite credit Package IDsalary package IDROCKET package VISAGOLD package Other Visa Infinite Special Edition Travel Card Mastercard Gold Mastercard Standard Mastercard Standard Instant Visa Digital Idram Rocket Visa ArCa card Transfer Caring card Gift Card
Credits
Credits
Loans Without Collateral Rocket Line Rocket loans/credit lines Credit Lines Profi Student Loan Micro loans “Jerm Ojakh” Collateral Loans Consumer loan Refinancing loans secured with real property Loans secured by cash collateral and bonds Loans with Pledge of Gold Gold Standard Package IDgold Mortgage Loans Package IDhome For the purchase. Young families For the purchase. National mortgage company For the purchase. Own resources For the purchase. Duryan House Residential Area Renovation Mortgage Loans. National mortgage company Renovation Mortgage Loans. Own resources Energy-Efficient Renovation Mortgage Loans Mortgage Loans for the Diaspora Mortgage Loan Refinancing
Deposits
Deposits
Safe With the right to replenish Without the right to replenish On demand Demand deposit
Transfers
Transfers
Money Transfers Card to card international transfers Transfers in the RA and outside the RA Money transfers from IDBank to IDpay Transfer payment systems Moneytun INTELIEXPRESS Ria Money Transfer MoneyGram
Additional services
Additional services
Accounts Bank accounts Trading Account Saving account Social package Unallocated metal accounts Honorary accounts Escrou accounts Other idcoin Tariffs Safe deposit boxes Functions of state bodies Insurance IDBank Reference Rate (IBRR) Shopping Mix, Shopping Max, Shopping Pro Order a reference
IDBanking.am
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(+374 10) 59 33 11
(+374 12) 33 33 33
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Consumer loan

Consumer loan

Get mortgage loans with or without your income proof

Apply
Currency
֏
Interest rate
15%-18.24%
Repayment term
Up to 180 months
Loan maximum amount
Up to 125,000,000 ֏

General

General
Tariffs
Documents
Consumer loan

Loans secured with real estate

Get a loan of up to 125,000,000 AMD secured with your real estate, both with and without proof of income.
You can get a loan up to 80% of the value of the pledged property. Both fixed and floating interest rate repayment option may be applied.
The loan is provided for up to 15 years.

Advantages

0% commission
The loan is provided without up- front fee
Fixed and floating interest rate
The borrower chooses the repayment option convenient for him
High limit
The maximum loan amount is 125,000,000 AMD
Providing a credit line
Up to 5% of the loan, not more than 5,000,000 AMD
Rocket Line
Provided to the borrower in the amount of up to 10 000 000 AMD

Choose a loan

AMD
Loan amount

You need to choose the loan amount you prefer from the scale below.

I AMD
2 500 000 125 000 000 AMD
Loan term, months

You need to choose the loan term that you prefer from the scale below.

36 months 120 months
Type of pledge
Payment method

fixed monthly installments, where the monthly payment throughout the repayment period remains the same and consists of a portion of loan and a portion of interest.

Monthly payment:
-
Interest rate
-

This calculation is informative character and can be changed.

You may be interested in

Rocket Line
Get now, pay over 60 months

Online approval
Get or increase your limit without visiting the bank
0 documenting
There is no need to submit any documents or conclude an agreement
0% commission
The loan is provided without any commissions
More detail

You may be interested in

Rocket loans/credit lines
Rocket loans/credit lines within a few minutes

Express provision
The loan is being approved within a few minutes
Apply
More detail

Compare products

Consumer loan
Consumer loan
Up to 5% of the loan, not more than 5,000,000 AMD
The loan is provided without up- front fee
The maximum loan amount is 125,000,000 AMD
Loans secured by cash collateral and bonds
Bond secured loans
Refinancing loans secured with real property
Starting from 8.28 %
The maximum loan amount is 250,000,000 AMD
Use the money free of interest until the 15th of the following month
Apply
More detail
Starting from 6.8 %
The loan is provided in the same currency in which the deposit
Use the money free of interest until the 15th of the following month
More detail
Starting from 15,5%
The loan is provided without up- front fee
The maximum loan amount is 125,000,000 AMD
Apply
More detail

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0% and without additional fees.

More detail
Consumer loan - Special offers
Information bulletin

Tariff archive

Tariffs valid from 12․06․24-24․03․25
410.54 KB
Tariffs valid from 15․02․23-11․06․24
448.63 KB
Tariffs valid from 19․09․22-15․02․23
418.80 KB
Required documents
136.92 KB

Apply now

Up to 180 months repayment period
Credit line provision

Code
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