IDsalary package

Visa Digital

A virtual card living in your smartphone

Visa Digital
Card currency
֏, $, €, ₽
Annual service fee
0 ֏ or 2․000 ֏
Validity term
3 years

General

General
Tariffs
Documents
FAQ
Visa Digital

Visa Digital is a new generation banking card which is completely digital. The virtual card is always with you, impossible to lose or damage. It is especially convenient for online purchases. IDBank's Visa Digital is a unique virtual card which has an opportunity of a credit line with up to 45 days of grace period. The virtual card is available everywhere, fast, secure and ecologically safe. Order the Visa Digital virtual card from IDBanking.am platform or "Banking" section of Idram&IDBank application and receive it within 2 business days.



Available everywhere
You can order the card from anywhere without visiting the Bank
Ecologically safe
Virtual cards significantly reduce the plastic circulation
Fast issuance
You receive the card within 2 business days
International recognition
The cards are accepted practically worldwide
It is secure
The card is impossible to loose, the card details are not visible while making payments

You may be interested in

Transfer
Tariffs are applicable to existing cards.
From 09/25/2023, the issuance of the card has been stopped.

Free cash withdrawal
Cash withdrawal from IDBank's ATMs and encashment points is free of charge.
Remote transfer
The amount is transferred to the card without visiting the bank, simply with a phone call
Free service
The card is provided and served free of charge

You may be interested in

Idram Rocket Visa
Pay and enjoy a free card

Free delivery
If you order online the card will be delivered free of charge
Free service
The card is provided and served free of charge
International recognition
Visa cards are accepted practically worldwide

Compare products

Visa Digital
Visa Digital
You can order the card from anywhere without visiting the Bank
You receive the card within 2 business days
The cards are accepted practically worldwide
Idram Rocket Visa
Order the card by simply completing the online application
The card is provided and served free of charge

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0%.

Visa Digital - Special offers

Tariff archive

Tariffs effective from 01/05/22-01/06/25
305.90 KB
Tariffs effective from 23/12/21
212.33 KB
Tariffs effective from 04/03/22 to 30/05/2022
265.70 KB
Rules valid from 01.12.22-31.08.23
341.09 KB
Terms and conditions of “50% Discount on Black Friday” promotion valid from 10.11.23-01.12.23
505.44 KB
15.04.24-15.06.24 Terms and conditions of the "Cashback up to 1% when paying with IDBank card at Wildberries" campaign
400.48 KB
Rules valid from 01.09.23-30.11.24
341.19 KB
Terms and conditions for implementation of campaign “Falling in Love with the World”-05.02.25-31.03.25
518.58 KB
Card service rules valid from 01.12.24 to 14.05.25
332.30 KB
Visa Digital required documents
69.35 KB
Visa Digital virtual card is issued in AMD, EUR, USD, RUB currencies. Only one card can be received in each currency.
Visa Digital card does not provide the ability to issue attached cards.
Since cash withdrawal can be performed only in the branches there is no daily limit or daily number of cash withdrawal transactions defined.
No income is calculated against the positive balance of the card account.
Virtual cards are issued online and are equivalent to plastic cards in terms of their functionality, but they are meant to make cardholder's online payments experience more comfortable. They can be used for money transfers, online payments on the internet, as well as making QR/NFC contactless payments with the smartphone as a source of financial means in trade points cooperating with Idram.
Only online transactions can be performed with the card which do not require physical presence of the card.
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/THE BANK SUPERVISED BY THE CENTRAL BANK OF ARMENIA/
Information updated 05.06.2025 03:45
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